trucking fleet, it is important to have a solid coverage plan. However, it is the type of coverage you get that will determine how solid your plan is. The last thing you want is to go with a policy that doesn't offer the best coverage - because you can wind up losing money or you could be held liable in the event of a major collision. Plus, if you are hauling important merchandise in your trunk, you may want to have those items covered too. Here are some different types of commercial truck insurance.